Banking
NAME OF THE
CENTRE: Centre for Sustainable Economic Development (CSED) (NIRD)
TITLE:
Institutional finance for marketing of agricultural produce to the farmers in Chamoli district
of Uttaranchal state
PROJECT LEADER:
Prasada Rao, D V L N V
STARTING DATE:
September, 2002
DATE OF
COMPLETION: December, 2002
OBJECTIVES:
1. To
study the role of financial institutions in
extending the loans to small and marginal farmers.2. To study the internal
as well as external factors for the improvement of rural marketing system
in Chamoli district of Uttaranchal and 3.To
suggest appropriate measures to overcome the problems of small and
marginal farmers in marketing their produce.
METHODOLOGY: Data would be collected from a total sample of 100 beneficiaries
through interview method with
thehelp of a predesigned
questionnaire.
STUDY AREAS:
Chamoli district of Uttaranchal
KEYWORDS:
BANKING;INSTITUTIONAL CREDIT;AGRICULTURAL CREDIT; AGRICULTURAL MARKETING;CHAMOLI
DISTRICT;UTTARANCHAL
NAME OF THE
CENTRE: Centre for Sustainable Economic Development (CSED)
(NIRD)
TITLE:
Sustaining credit market for the poor in an Indian village
PROJECT LEADER:
Mohanan, N
STARTING DATE:
December, 2002
DATE OF
COMPLETION: March, 2003
OBJECTIVES:
1. To
understand the status, structure and nature
of credit systems in the village 2. To
assess the quantum and quality of financial services provided by formal
and informal credit channels especially to the poor 3. To analyse the impact of credit input in the
sustainable development of the poor households in terms of poverty
reduction, and 4. To explore the
possibility of establishing a viable and sustainable financial
intermediary that can withstand market competition, on the one hand, and
provide tailor-made financial services to the poor, on the
other
METHODOLOGY: Primary data would be collected
from villagers and secondary data will be collected from the records of institutional agencies like banks and
cooperatives.
STUDY AREAS: One
revenue village in Palghat district in Kerala.
KEYWORDS:
BANKING;CREDIT;RURAL CREDIT;POVERTY
ALLEVIATION;KERALA
NAME OF THE
CENTRE: Centre for Women Development
(CWD)
(NIRD)
TITLE: Comparative study of Rastriya Mahila
Kosh (RMK) with commercial
banks
PROJECT
LEADER: Hemalatha Prasad,
C
STARTING
DATE: August, 2001
DATE OF
COMPLETION: November,
2001
OBJECTIVES: 1. To understand the accessibility
to credit from RMK and
commercial banks and operational
constraints;2. To examine the utilization of credit for productive purpose
and its impact in terms of income
and repayment.
METHODOLOGY:
Information was collected through semi structured schedules from a total
sample of 50 women members.
STUDY AREAS: Karnataka
KEYWORDS:
WOMEN;WOMEN DEVELOPMENT;RASHTRIYA MAHILA
KOSH ; COMMERCIAL BANKS; KARNATAKA
Institutional Credit
NAME OF THE
CENTRE: Centre for Sustainable Economic Development
(CSED)
(NIRD)
TITLE:
Institutional finance for marketing of agricultural produce to the farmers in Chamoli district
of Uttaranchal state
PROJECT LEADER:
Prasada Rao, D V L N V
STARTING DATE:
September, 2002
DATE OF
COMPLETION: December, 2002
OBJECTIVES: 1. To
study the role of financial institutions in extending the loans to small
and marginal farmers.2. To study the internal as well as external factors
for the improvement of rural marketing system in Chamoli district of
Uttaranchal and 3.To suggest appropriate
measures to overcome the problems of small and marginal farmers in
marketing their produce.
METHODOLOGY: Data would be collected from a total sample of 100 beneficiaries through interview method with thehelp of a
predesigned questionnaire.
STUDY AREAS:
Chamoli district of Uttaranchal
KEYWORDS:
BANKING;INSTITUTIONAL CREDIT;AGRICULTURAL CREDIT; AGRICULTURAL MARKETING;CHAMOLI
DISTRICT;UTTARANCHAL
NAME OF THE
CENTRE: CENTRE FOR WOMEN
DEVELOPMENT (CWD)
(NIRD)
TITLE: Access to credit for women under
SGSY
PROJECT
LEADER: Mohiuddin,
Asghari
PROJECT
TEAM: Hemalatha Prasad C;
Rizwana A;Yadapanavar A V; Seetharaman Sridhar
STARTING
DATE: June, 2001
DATE OF
COMPLETION: November,
2001
OBJECTIVIES: 1. To understand the processes by
which the SHGs, individual
Swarazgans receive credit
assistance from various banking
institutions;2. To understand the role of financial institutions like Lead Banks,Commercial
Banks, Cooperative Banks and
Regional Rural Banks in planning and preparation of projects etc.,3. To find out the impact of banks
in group formation, income
generating activities for both
individual Swarozgans and
SHGs.
METHODOLOGY: Primary data were collected from
the groups and individual
Swarozgans and secondary data were
collected from Banks/DRDAs/SIRDs.
STUDY AREAS: Andhra Pradesh, Arunachal
Pradesh,Gujarat, Maharashtra, UttarPradesh and West Bengal.
KEYWORDS: RURAL
DEVELOPMENT;RURAL DEVELOPMENT PROGRAMME; SGSY;CREDIT;INSTITUTIONAL
CREDIT;WOMEN;ANDHRA PRADESH; ARUNACHAL PRADESH; GUJARAT;MAHARASHTRA;UTTAR
PRADESH;WEST BENGAL
Micro
Credit
NAME OF THE
CENTRE: Centre for Women Development
(CWD) (NIRD)
TITLE: Micro credit interventions in
promoting micro enterprises: An exploratory study
(phase-II)
PROJECT
LEADER: Mohiuddin
Asgari
PROJECT
TEAM: Mohanan N,Sudhakar Reddy E,Reddy D P R,Ramana Rao
D V V
STARTING
DATE: July, 2001
DATE OF
COMPLETION: December, 2002
OBJECTIVES: 1. To examine the structural
characteristics of SHGs that are emerging in the rural credit market;2. To analyse the
operating systems in SHGs for
mobilization of savings,delivery of credit to the needy,management of
group funds, recovery of loan
overdues, and linking process with banks, etc.;3. To explore the
effectiveness of SHGs inidentifying, nurturing entrepreneurial talent among poor and providing
escort services in micro
enterprise development;4. To
analyse the role played by Self-Help Promotional Agencies (SHPA) in building up leadership,
establishinglinkage with banks, access to product market, technical upgradation,management
of group funds, skill development
etc. for sustainable development of
micro enterprises; and 5. To suggest
appropriate policy interventions for effective performance of SHGs.
METHODOLOGY: Information was collected from 300 SHGs through case study and
survey method.
STUDY AREAS: Orissa, Rajasthan, Uttar Pradesh
and North East Region
KEYWORDS:
WOMEN;SELF HELP GROUPS;MICRO ENTERPRISES;MICRO CREDIT;ORISSA;UTTAR PRADESH;NORTH EASTERN
INDIA
NAME OF THE
CENTRE: NIRD-North Eastern Regional Centre(NERC), Guwahati
TITLE: Role of
micro-credit through Self Help Groups (SHG) towards empowerment of women:
A comparative study in Assam and Maharashtra
PROJECT LEADER:
Kumaran, K P
STARTING DATE:
September, 2002
DATE OF
COMPLETION: December, 2002
OBJECTIVES: 1. To
examine the various measures taken by the
promotion institutions to enhance the capabilities of the SHG
members 2. To study the extent of
participation of SHG members in decision making and various activities
undertaken by the group and 3. To study the
role of micro-credit in the socio-economic empowerment of women
METHODOLOGY: Information would be collected from
200 SHG members through interview method
with the help of the tools like PRA and group interviews.
STUDY AREAS: Two
selected districts each from the States of Assam and
Maharashtra
KEYWORDS:
WOMEN;WOMEN EMPOWERMENT;SELF HELP
GROUPS;MICRO CREDIT;SOCIAL EMPOWERMENT;ASSAM;MAHARASHTRA
Repayment
NAME OF THE
CENTRE: Centre for Micro Planning (CMP) (NIRD)
TITLE: Credit
and subsidy in rural housing sector: With focus on accessibility, utility
and repayment – A study in select states.
PROJECT LEADER:
Thaha M
PROJECT TEAM:
Chakravarthy B; George Jacob;Madhava Rao V; Shanthudu D; Ramaiah,T
G
STARTING DATE:
April, 2002
DATE OF
COMPLETION: January, 2003
OBJECTIVES: 1. To
identify and examine the socio-political factors in selection of
beneficiaries, sites and allotment of houses and also find out the gender
issues in planning and implementation of credit linked rural housing
schemes.2. To examine the socio-economic background of the beneficiaries
covered under various credit linked rural housing schemes and also find
out the extent of adherence to the guidelines/norms there of.3. To study
the issues concerning access to credit coverage, utility and
repayment. 4. To suggest
measures for policy refinement.
STUDY AREAS:
Chattisgarh, Himachal Pradesh,Pondicherry, Rajasthan and Andhra
Pradesh
KEYWORDS: RURAL
DEVELOPMENT;RURALHOUSING;RURAL CREDIT;
SUBSIDY;REPAYMENT;CHATTISGARH;HIMACHAL PRADESH; PONDICHERRY;
RAJASTHAN;ANDHRA PRADESH |
